Dial Direct Off-Road Vehicle Insurance
As part of Dial Directs comprehensive insurance cover policy they also offer
cover for your off-road vehicle. Many of us enjoy the great outdoors in our 4X4
vehicles and having access to off-road cover can create peace of mind while we
are out enjoying ourselves.
The vehicle itself in will be covered in the event of loss or damage at it's
retail value. Should the vehicle need to be towed or stored the storage and
towing will also be covered provided that the Dial Direct towline is called. If
you do not call the towline the cost of the towing will not be covered. Cover
applies to most SADC countries as stated in your policy.
Off-road vehicle cover also covers other things such as the sound system,
accessories to the value of R10 000, hail damage, keys, should the anti-theft
device need reprogramming- to a maximum of R3000, the spare wheel and the
canopy provided that you are paying for such cover. These items will be
specified in your policy. Car hire is also provided for in the policy should you
need it, as is medical expenses up to R5000 per incident and compensation to
third parties.
Should you driving under the influence, without a licence or with an endorsed
licence, the vehicle is not roadworthy, the use of the vehicle is unauthorised
or if the vehicle is used to earn an income or for racing the above cover will
not apply. Other exclusions may apply and you need to check your policy
carefully.
It is necessary to note that certain excesses apply to the above cover and
the would need to be paid by you.
With Dial Directs Off Road vehicle cover we can enjoy the great African sun
and all the pleasures of our 4X4 while knowing that in the event of something
going wrong we are taken care of.
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