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Dial Direct Off-Road Vehicle Insurance

As part of Dial Directs comprehensive insurance cover policy they also offer cover for your off-road vehicle. Many of us enjoy the great outdoors in our 4X4 vehicles and having access to off-road cover can create peace of mind while we are out enjoying ourselves.

The vehicle itself in will be covered in the event of loss or damage at it's retail value. Should the vehicle need to be towed or stored the storage and towing will also be covered provided that the Dial Direct towline is called. If you do not call the towline the cost of the towing will not be covered. Cover applies to most SADC countries as stated in your policy.

Off-road vehicle cover also covers other things such as the sound system, accessories to the value of R10 000, hail damage, keys, should the anti-theft device need reprogramming- to a maximum of R3000, the spare wheel  and the canopy provided that you are paying for such cover. These items will be specified in your policy. Car hire is also provided for in the policy should you need it, as is medical expenses up to R5000 per incident and compensation to third parties.

Should you driving under the influence, without a licence or with an endorsed licence, the vehicle is not roadworthy, the use of the vehicle is unauthorised or if the vehicle is used to earn an income or for racing the above cover will not apply. Other exclusions may apply and you need to check your policy carefully.

It is necessary to note that certain excesses apply to the above cover and the would need to be paid by you.

With Dial Directs Off Road vehicle cover we can enjoy the great African sun and all the pleasures of our 4X4 while knowing that in the event of something going wrong we are taken care of.

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